How and Why to tell her when Cash is tight

Kelly Clements • March 15, 2025

Why hiding your business stress is hurting your marriage more than the money ever could.

Every entrepreneur has felt it.
Cash is tight.
Sales are slow.
You’re staring at spreadsheets at midnight wondering how to make payroll.


And when that pressure builds, most men do the same thing:


They shut down.


They get quiet.
Icy.
Distant.
They don’t want to worry their spouse.
They don’t want to “bring it home.”
They convince themselves they’re just protecting her and that it’s noble to keep her in the dark.


The reality is, you’re really protecting yourself from her stress.  Knowing her stress will amplify your stress.  You trust yourself to figure it out- somehow.  But you know in the meantime,  she’ll over react and make everything harder.


But here’s the truth:


Your wife doesn’t need you to have it all figured out.
She needs you to
let her in.


Because what she feels when you withdraw isn’t “he’s protecting me.”


What she feels is:

  • “He’s hiding something.”
  • “I must not be safe to talk to.”
  • “He’s emotionally unavailable.”
  • “I’m not his partner, I’m just someone he reports to when things are good.”
  • He must not trust me or value my insights


And that?
That kills more intimacy than any balance sheet ever will.


Because fear of scarcity is one thing.
But fear of uncertainty is way more debilitating for a woman.

They’re afraid of feeling like they’re walking blind through your storm.
They’re afraid of being kept outside the circle you swore you’d build together.


And when imagination and logic are in conflict with one another, IMAGINATION ALWAYS WINS.  It’s in the uncertainty that her imagination will make things way worse than they really are.


So what do you do?


You talk.


You sit her down and say:


“Things are tight right now, and I don’t have it all figured out- YET. But I will, and I wanted you to hear it from me—not from my mood, my tone, or my silence.”


“I’m carrying a lot right now, and I’ve been trying to protect you from it. But that’s creating distance—and that’s the last thing I want.”


“You don’t need to fix it. I just want you to know where I’m really at.”


That kind of honesty?


It’s scary as hell.


But it’s how emotional safety is built.


And when your wife feels safe?
She softens.
She supports.
She joins you.


She may even have a few secret weapon ideas up her sleeve.


And together, you become more resilient than any market dip.


Remember:
Marriage isn’t about never hitting a storm.
It’s about never facing one
alone.


Don’t let your silence become more dangerous than the season itself.


Lead with honesty.
Invite her into the full reality—not just the highlight reel.
She doesn’t need perfection. She needs
presence.


Because cash flow will come and go.
But trust?


That’s the real capital of your marriage.


If you’re married to an entrepreneur looking for your own support to navigate these conversations:
click here 

By Kelly Clements April 1, 2025
A guide for the spouse of an entrepreneur who just shared big news
By Kelly Clements March 1, 2025
The moment that could save your marriage—or unlock a brand new one.
By Kelly Clements February 1, 2025
Your marriage may be suffering from the same disease that kills businesses.